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: the basics of your account . B. Keeping your account in good standing: avoiding default, and what to do if your card is lost or stolen, as applicable . C. Learning more about your account: credit plans, credit limits, and how payments are calculated and applied . D. Interest, fees and charges: when and how fees and costs are applied to your ...the entire transaction amount after discount must be placed on the loft or loft mastercard® credit card. TAXES, SHIPPING AND HANDLING FEES, PURCHASES OF GIFT CARDS, CHARGES FOR GIFT BOXES AND PAYMENT OF A LOFT CREDIT CARD ACCOUNT ARE EXCLUDED. $20 OFF APPLIES TO QUALIFYING PURCHASES IMMEDIATELY UPON ACCOUNT OPENING AT ANN TAYLOR, ANNTAYLOR.COM ...the entire transaction amount after discount must be placed on the loft or loft mastercard® credit card. TAXES, SHIPPING AND HANDLING FEES, PURCHASES OF GIFT CARDS, CHARGES FOR GIFT BOXES AND PAYMENT OF A LOFT CREDIT CARD ACCOUNT ARE EXCLUDED. $20 OFF APPLIES TO QUALIFYING PURCHASES IMMEDIATELY UPON ACCOUNT OPENING AT ANN TAYLOR, ANNTAYLOR.COM ...the entire transaction amount after discount must be placed on the loft or loft mastercard® credit card. TAXES, SHIPPING AND HANDLING FEES, PURCHASES OF GIFT CARDS, CHARGES FOR GIFT BOXES AND PAYMENT OF A LOFT CREDIT CARD ACCOUNT ARE EXCLUDED. $20 OFF APPLIES TO QUALIFYING PURCHASES IMMEDIATELY UPON ACCOUNT OPENING AT ANN TAYLOR, ANNTAYLOR.COM ...

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Loft credit card members earn 5 points for every $1 spent at Loft and Ann Taylor, which is 5% store credit because 2,000 points give you $20 in-store credit. Gas and groceries earn 2 points for every dollar spent (2% cash back), and everyone else earns 1 point for every dollar spent (1% cash back).

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